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Understanding Stock Valuation: DCF vs. Multiples

A comprehensive guide to the two main approaches for valuing stocks: Discounted Cash Flow analysis and valuation multiples. Learn which method to use when.

Valuation Methods Explained

Stock valuation is both an art and a science. Let's explore the two primary methods investors use.

Discounted Cash Flow (DCF)

DCF analysis estimates a company's intrinsic value by projecting future cash flows and discounting them to present value.

Pros: Fundamental, comprehensive, forward-looking

Cons: Requires many assumptions, sensitive to inputs

Valuation Multiples

Compare a company's metrics (P/E, EV/EBITDA) to industry peers or historical averages.

Pros: Quick, simple, market-based

Cons: Can be misleading, ignores company-specific factors

Which Should You Use?

The best approach? Use both! DCF for intrinsic value, multiples for market context.

Michael Chen

Investment analyst helping Gen-Z make smarter money moves with AI-powered insights and zero BS market analysis.